Summary for those one the run: “umbrella”.
Long story: if you are walking somewhere at night and expect a drone operator with thermal vision to try finding you, have the biggest umbrella that you can get.
Since it’s not in contact with your body, it will be at the temperature of the environment. It will catch the heat radiated by your body and re-emit only a tiny fraction, shedding most heat to air via convection.
Be aware. Metallic umbrellas may (or may not) make you looke like a black hole walking around. This may not be desirable.
If your umbrella is wet, that’s even better.
Note: thermal vision and NIR (near infrared, requires a NIR light source, used by some security cameras) are not the same thing - for NIR, principles of visual camouflage apply. Also, not all night vision is thermal, some night vision devices use light amplification.

All good points. And I haven’t played with a multitude of sensors. The only cooled sensor I will have anytime soon is my uncooled sensor + liquid gas evaporating.
Coincidentally, as another experiment, I tried a fast flavour of thermite to get solar protection triggered on my camera (if solar protection is triggered, this particular product goes into shutdown). Sadly, I could not trigger it. With more than a matchbox full of thermite, maybe I would, but at an impractically close distance. I did however achieve my solar charging controller turning on, and starting to charge batteries off the light produced from thermite. Not for very long, about 5 seconds. :)
Lasers of an appropriate wavelength, generally speaking, should work. A laser within the transmittance curve of germanium would get into a thermal camera with fairly good certainty. But lasers cost so much that an interceptor drone with a net gun is likely cheaper. :)
In a military context, if one wants soft defense, one might point a microwave beam at the drone to mess with its onboard electronics, but this also requires ridiculous amounts of power (at least several kilowatts) and has limited range, and in a civilian context, there may not be adequate warning of a drone being present, unless one also carries a thermal camera (then it shines like star).